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Our Team

Diversity is one of our company’s greatest assets. While we all speak English, some of us also communicate in Japanese, Spanish and Hebrew. Our multi-national team enjoys working with clients from various backgrounds. We excel at helping those raised in other countries navigate asset management and estate planning. The marriage of a U.S. Citizen to a Non-Citizen presents unique challenges. We apply our understanding of cultural differences to develop strategies that help you succeed.


Junko Horvath, CERTIFIED FINANCIAL PLANNER ™, Certified Financial Transitionist®

CEO

 junko@fujiyamawealth.com

Junko Horvath is a CEO of Fujiyama Wealth Management in Atlanta, Georgia. She is a CERTIFIED FINANCIAL PLANNER ™ and Certified Financial Transitionist® (CeFT®). With over 20 years of experience, she helps clients through Life Transitions, which are monumental events in one’s life that may require a financial expert – such as suddenly becoming single by the death of spouse, transitioning through a divorce, receiving an inheritance, moving from the work force into retirement, selling a business, or winning the lottery. She is a seven-time recipient of the Five Start Professional Award which is given to the top 3% of financial advisors in Atlanta.  In 2014 and 2015, she received the Women’s Choice Award by the WIFE organization as one of the Top 100 Financial Advisors in the U.S.  She has been featured in Forbes, WSJ, USA Today, Atlanta Magazine, Atlanta Jewish Times, and Business RadioX.

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Christopher L. Pena, CFP®, CRC®

Director of Client Services

 (678) 736-5197

 chris@fujiyamawealth.com

My passion for finance and helping others started at young age, heavily influenced by the life my mother went through. My mother immigrated to the USA from Peru before I was born. She got married with my father shortly after moving to this country.  But my parents got divorced when I was five and I have not seen my father since then. 

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Since my mother could not afford working and paying for my care, I was sent to live in Peru with her parents and I spent a year with them. When my mother saved up enough money, she came to pick me up in Peru and both of us went back to the U.S.  My mom really wanted me to get a good education, so she never gave up on living in the U.S. even with all the hardship that she went through. Growing up, I felt responsible to help her around the house. I wanted to make life easier for her. I saw how hard she had to work to provide for both of us. I wanted to start earning money as soon as possible to help her out.When I was twelve or thirteen, I held various jobs such as opening my own lemonade stand, shoveling snow from people’s driveways, and mowing people’s lawn. I learned from a young age that money provides you with freedom and options. 

My passion for financial planning started while taking a financial planning elective course at Georgie State University. Since then, I have fallen in love with the industry and I love helping others reach their financial goals. I enjoy educating and empowering women to take control of their finances. I watched my mother struggle for years to get back on her feet. I want to make sure that no one else has to go through the same struggle as my mother did. 

I believe that my mission in life is to help teach others about financial literacy to help them achieve financial freedom for the future. Helping you accomplish your financial and life goals is my number one priority! 

In my spare time, I enjoy lifting weights, running long distance, and reading about business and self-help books. In 2020, I competed in my first Ultra Marathon distance. The total distance was 50 kilometers (~31 miles) which included over 6,000 feet of elevation change. I am also getting into triathlons and I completed a Half-Ironman distance in 2020. The total distance covered is 70.3 miles, which consists of a 1.2-mile swim, a 56-mile bike ride, and a 13.1-mile run. I love pushing myself physically and mentally everyday to see what I can achieve. I believe that in order to help others you have to maintain good physical and mental health.

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Adina Kosman

Client Service Associate

adina@fujiyamawealth.com

Adina Kosman joined Fujiyama Wealth in 2021 and is the newest addition to the team. She is responsible for assisting with the client services department to help our client reach their financial and life goals. She currently lives in Silver Spring, Maryland with her husband, a student in Georgetown Law School, as well as her two young children. In her free time, she enjoys taking her kids on walks, reading fiction novels, and visiting family nearby. On the side, she is a third-grade teacher as well, teaching her students Hebrew studies. 


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Maribelle Curiel

Virtual Assistant

Maribelle joined Cambridge in 2018. In her current role, Maribelle assists with administrative responsibilities including account management, reporting and planning, communication, and client management. She attended Kirkwood Community College. She currently lives in Washington, Iowa where she enjoys kayaking, fishing, and spending time with her family.


Nichole Swanson

Virtual Assistant

Nichole Swanson joined Cambridge in 2016 and has two years of experience in the financial services industry. In her current role, Nichole assists financial advisors with administrative responsibilities including account management, reporting and planning, communication, and client management. Nichole currently lives in Keosauqua, Iowa, and enjoys baking and spending time outdoors with her husband, two daughters, and dog.


Holly Rachford

Virtual Assistant

Holly Rachford joined Cambridge in 2018. In her current role, Holly assists financial advisors with administrative responsibilities including account management, reporting and planning, communication, and client management. Holly attended Indian Hills Community College. She currently lives in Batavia, Iowa where she enjoys spending time with her family, traveling, and baking.


Tiffany Sallee

Virtual Assistant

Tiffany Sallee joined Cambridge in 2018. In her current role, Tiffany assists financial advisors with administrative responsibilities including account management, reporting and planning, communication, and client management. Tiffany is a graduate of the administrative assistant program at Indian Hills Community College. She currently lives in Ottumwa, Iowa, where she enjoys crafting, going to the race track and spending time with friends and family.


Kristin Boling

Virtual Assistant

Kristin Boling joined Cambridge in 2017. In her current role, she assists financial advisors with administrative responsibilities including account management, reporting and planning, communication, and client management. Kristin has completed the Cambridge Client Service Excellence (CCSE) certification training and lives in Ottumwa, Iowa where she enjoys camping, fishing, and spending time with her family.


Gretchen Greiner

Virtual Assistant

Gretchen graduated from Indian Hills Community College with an Associate of Arts Degree. Gretchen plays a key role on the Cambridge Source team by assisting advisors and their clients with paperwork, new accounts, scheduling, and phone calls. In her free time, Gretchen enjoys hiking in the timber, hunting and fishing with her finance’ Tanner and their dog, Ruger. They also like to spend time together at their family farm & cabin. Gretchen also likes to bake and garden.


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To receive the Five Star Wealth Manager award, individuals must satisfy a series of eligibility and evaluation criteria associated with wealth managers who provide services to clients.  Recipients are identified through research conducted by industry peers and firms.   Third party rankings and recognitions from rating services or publications are not indicative of past or future investment performance.  For more information, go to fivestarprofessional.com.